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This document outlines procedures for the entire process of initiating and posting of your mobile check deposit. Bell Bank reserves the right to audit Mobile Check Deposit customers for compliance with the guidelines included in this document.
Mobile Check Deposit allows you to deposit most checks drawn on U.S. financial institutions. Checks must always be made payable to an account owner. Certain items are not supported through the remote deposit channel and must be deposited at a bank location. These may include but are not limited to: third party checks, foreign checks, substitute checks, government bonds, checks payable in a currency other than U.S. dollars, cash or savings bonds.
Check Image Requirements
Mobile Check Deposit Endorsement
You are required to place a physical payee endorsement on the back of all check items prior to creating your image through Mobile Check Deposit. Endorse the back of the check with your signature and the words “Bell Mobile Deposit.” If a check is made out to multiple parties, all parties must endorse the back of the check.
Check Safekeeping, Retention and Destruction